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10:00 AM - 07:00 PM
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Loan Against Gold

Today's Live Gold Rates Per Gram
LIVE RATES
24 Karat ₹10,902.00 Per Gram
23 Karat ₹10,448.00 Per Gram
22 Karat ₹9,994.00 Per Gram
21 Karat ₹9,539.00 Per Gram
20 Karat ₹9,085.00 Per Gram
19 Karat ₹8,631.00 Per Gram
18 Karat ₹8,177.00 Per Gram
Last Updated 05 Aug, 2026
Key Features
  • Instant Loan Processing
  • Minimal Documentation
  • Attractive Interest Rates
  • Safe & Secure Gold Storage
  • Flexible Repayment Options
  • Loan up to 75–80% of Gold Value

Eligibility

  • Applicant must be a registered member of the Cooperative Society
  • Minimum age: 18 years
  • Must have valid KYC documents (Aadhaar, PAN, etc.)

Required Documents

  • Membership ID
  • Aadhaar Card / PAN Card
  • Passport Size Photograph
  • Loan Application Form
  • Ac Payee cheque

Interest Rate

11% – 14% p.a.
As per society policy

Loan Tenure

3 to 12 Months
Extendable as per rules
Terms & Conditions
1 Gold Acceptance Rules
  • Only gold ornaments (18K / 22K) will be accepted
  • Gold coins/bars not accepted as per policy
  • Final valuation will be done by authorized appraiser
2 Loan Amount
  • Loan will be sanctioned up to 75%–80% of gold market value
  • Final amount depends on purity & weight verification
3 Interest & Charges
  • Interest will be charged on monthly flat basis (as per society rules)
  • Additional charges may include: Processing Fee, Appraisal Charges, Late Payment Penalty
OFFICE HOURS
10:00 AM - 07:00 PM

Monday to Saturday

01
LUNCH BREAK
02:00 PM - 02:30 PM

Daily lunch break

02
WEEKLY HOLIDAY
Tuesday Closed Closed

Office remains closed

03